iBanking Security Tools

bankHometown account alert services help keep your funds safe and secure

At bankHometown the security of your account information is important to us, so our iBanking online banking system provides a number of tools to help keep you informed about your accounts.

When it comes to monitoring for fraudulent activity, we encourage you to check your account register frequently and report any entries that are unfamiliar to you.

Another useful tool may be found by clicking on the “Service Center” tab in your iBanking administration panel. In the “My Profile” section, the last entry under “My Information” is titled “User Activity.” Clicking on this link will open a screen that provides a listing of every date and time you have logged in to the system and any actions you may have taken while there. Check it frequently and report any unfamiliar entries.

The Online Banking Alerts Service provides real time notification of important information related to your bankHometown accounts, such as low balance and overdraft notification. An alert will be effective after you establish a subscription including the email address or text address to which the alert will be sent.
For security purposes you will always receive certain alerts via the text or email you have provided. These alerts include:

  • -User ID Change
  • -Password Change
  • -Security Information Change
  • -Telephone/Mailing Address Change

To be doubly secure, you can also enroll to receive one or more of the following alerts:

Any Account Activity

This alert sends a message via text or email when any type of activity occurs on the specified account.

Available Balance – Below Amount

This alert sends a message via text or email when the available balance on the chosen account is below the dollar amount specified.

Available Balance – Daily Snapshot

This alert sends a daily message via text or email that provides the available balance on the specified account.

Bill Payment

This alert sends a message via text or email when a bill payment amount is withdrawn above the dollar limit specified from the chosen account.

Check Cleared At or Above Amount

This alert sends a message via text or email when the funds from any check written are withdrawn at or above the dollar amount specified from the chosen account.

Check Cleared By Check Number

This alert sends a message via text or email when the specified check number clears the account indicated.

Check Cleared Electronically

This alert sends a message via text or email when the funds from any check that has been converted to an electronic transaction are withdrawn at or above the dollar amount specified from the chosen account. This does not include any bill payments initiated from the bill pay service.

Current Balance – Above Amount

This alert sends a message via text or email when the current balance on a specific account is above the dollar amount chosen.

Current Balance – Below Amount

This alert sends a message via text or email when the current balance on a specific account is below the dollar amount chosen.

Debit Card Purchase

This alert sends a message via text or email when the amount of any purchase transaction performed with your Hometown Bank Visa® ATM/Debit card is withdrawn from the account indicated at or above the dollar amount specified. This does not include any withdrawal transactions performed at ATMs with your card.

Electronic Deposit

This alert sends a message via text or email when any type of electronic deposit including, but not limited to, the direct deposit of payroll, pension and/or social security above the dollar amount specified occurs on the chosen account.

Insufficient Funds Fee

This alert sends a message via text or email when a transaction occurs that results in an insufficient funds fee being applied to the account chosen.

Reminder Alert

This alert enables you to send a reminder message at the date and time provided via text or email. This message can be any type of reminder and is not specific to any account or transaction. The message could be a reminder to make a deposit, pay a bill, discuss refinancing your mortgage with an bankHometown representative or even to remind a family member about a dentist appointment!

Withdrawal

This alert sends a message via text or email when the amount of any transaction that results in a withdrawal of funds above the dollar amount specified occurs on the account chosen.