Construction Mortgage

We Can Help Build Your Dream Home

Thinking of building a new home? bankHometown wants to help! Our loan officers are experts at the construction lending process. From the preliminary sketches to the finished home, we will walk you through the process step by step.

You’ll like that all disbursements are made based on in-house inspections, so there won’t be any lengthy delays in your construction progress. And your construction loan automatically converts to a permanent mortgage without a fee!

Construction Mortgage

Construction to permanent
All permanent terms available
Interest-only construction phase, then principal plus interest payments thereafter
Disbursements based on inspections
Auto-converts to permanent mortgage with no fee!
Apply to refinance at any time (including closing costs)