Rates

Effective Date: December 1, 2017

Deposit Accounts

  Interest Rate Annual Percentage Yield (APY) (1) Minimum Opening Deposit Minimum Balance to Obtain APY
Checking Accounts
Basic Checking n/a n/a $10 n/a
GetReal Checking n/a n/a $10 n/a
Premier Checking (Personal & Business) 0.10% 0.10% $100 $0.01-$24,999.99
0.15% 0.15% $25,000-$49,999.99
0.15% 0.15% $50,000-$99,999.99
0.20% 0.20% $100,000-$999,999.99
0.25% 0.25% $1,000,000 and greater
IOLTA Checking 0.25% 0.25% $100 $0.01
Savings Accounts
Passbook Savings 0.05% 0.05% $10 $0.01
GetReal Savings 0.05% 0.05% $10 $0.01
Tiered Money Market (Personal) 0.10% 0.10% $1,000 $0.01-$24,999.99
0.15% 0.15% $25,000-$49,999.99
0.15% 0.15% $50,000-$99,999.99
0.20% 0.20% $100,000-$999,999.99
0.25% 0.25% $1,000,000 and greater
Business Money Market 0.10% 0.10% $100 $0.01-$24,999.99
0.15% 0.15% $25,000-$49,999.99
0.15% 0.15% $50,000-$99,999.99
0.20% 0.20% $100,000-$999,999.99
0.25% 0.25% $1,000,000 and greater
Club Accounts 0.05% 0.05% $10 $0.01
Investment Savings - Certificates of Deposit (2)
7 Day CD 0.10% S (4) 0.10% $1,000 $0.01
3 Month 0.10% S (4) 0.10% $1,000 $0.01
6 Month 0.15% 0.15% $1,000 $0.01
9 Month 0.25% 0.25% $1,000 $0.01
12 Month 0.45% 0.45% $1,000 $0.01
15 Month 0.75% 0.75% $1,000 $0.01
18 Month 0.65% 0.65% $1,000 $0.01
24 Month 0.75% 0.75% $1,000 $0.01
36 Month 1.00% 1.00% $1,000 $0.01
48 Month 1.25% 1.26% $1,000 $0.01
60 Month 1.75% 1.76% $1,000 $0.01
Investment Savings - Individual Retirement Accounts (2)
6 Month 0.15% 0.15% $1,000 $0.01
9 Month 0.25% 0.25% $1,000 $0.01
12 Month 0.45% 0.45% $1,000 $0.01
15 Month 0.75% 0.75% $1,000 $0.01
18 Month 0.65% 0.65% $1,000 $0.01
24 Month 0.75% 0.75% $1,000 $0.01
36 Month 1.00% 1.00% $1,000 $0.01
48 Month 1.25% 1.26% $1,000 $0.01
60 Month 1.75% 1.76% $1,000 $0.01
IRA Money Market 0.10% 0.10% $10 .01-$2,499.99
0.15% 0.15% $2,500 and greater

(1) The Annual Percentage Yield assumes funds will remain on deposit for a full year at the advertised rate.  With the exception of CDs and IRAs the APY may change during the account’s term.  Fees or other conditions could reduce the earnings on the accounts shown above.

(2) A penalty may be imposed for early withdrawal

(3) Simple Interest