Personal Savings

We’ve got many ways to help you save

Whether you are saving for a family vacation, a major purchase, your child’s education or your own retirement, or simply tucking money away for a rainy day, we’ve got the perfect account to help you build your nest egg.

Saving with bankHometown is a smart move. Not only is it safer than hiding your money in a mayonnaise jar in the back yard, your deposit is fully insured by the FDIC and SIF, and it earns more interest the longer you save.

  • GetReal Savings
  • Passbook Savings (Yes! We still offer passbooks!)
  • Tiered Money Market
  • Club Accounts

See Rates

GetReal Savings

Opening deposit $10.00
Minimum balance to earn interest $0.01
Interest Monthly compounding
Monthly Maintenance Fee None
Direct Deposit Available
Over-the-counter withdrawals and transactions Unlimited
Transaction Limitations No more than six (6) electronic or third party transactions per statement cycle
Monthly statements Provide a record of all activity that occurred on your account.
e-Statements Available for download online monthly. Customer must choose between mailed copy and e-statement
Overdraft Protection May be linked to your checking account to cover overdrafts
Online & Mobile banking Manage your accounts online. Easily transfer funds from one account to another, or pay balance due on monthly Hometown Bank mortgage or loan.
ATM Card 24-hour access to your funds, fee-free at all SUM locations. (A fee may be charged by non-SUM Member banks.)
Toll-free telephone banking Available 24 hours. Check balances, transfer funds and make mortgage and loan payments 888.826.1120

NOTE: You must live within one of the Counties listed in the online application (generally, 50 miles of a Hometown Bank branch office) to open an account online.

Passbook Savings

If you prefer the traditional passbook for a record of your transactions and interest payments, then this is the account for you.
Opening deposit $10.00
Minimum balance to earn interest $0.01
Interest Monthly compounding
Monthly Maintenance Fee None
Direct Deposit Available
Over-the-counter withdrawals and transactions Unlimited - Passbook must be present
Transaction limitations No more than six (6) electronic or third party transactions per statement cycle
Monthly statements Provide a record of all activity that occurred on your account.
e-Statements Available for download online monthly. Customer must choose between mailed copy and e-statement
Overdraft Protection May be linked to your checking account to cover overdrafts
Online & Mobile banking Manage your accounts online. Easily transfer funds from one account to another, or pay balance due on monthly Hometown Bank mortgage or loan.
ATM Card 24-hour access to your funds, fee-free at all SUM locations. (A fee may be charged by non-SUM Member banks.)
Toll-free telephone banking Available 24 hours. Check balances, transfer funds and make mortgage and loan payments 888.826.1120

NOTE: You must live within one of the Counties listed in the online application (generally, 50 miles of a Hometown Bank branch office) to open an account online.

Tiered Money Market

Opening deposit $1,000.00
Minimum balance to avoid Maintenance Fee $500.00
Monthly Maintenance Fee $6.00
Interest Tiered rate. Interest is compounded monthly.
Transaction Limitations No more than six (6) electronic or third party transactions per statement cycle
Over-the-counter withdrawals and deposits Unlimited
Online & Mobile banking Manage your accounts online. Easily transfer funds from one account to another, or pay balance due on monthly Hometown Bank mortgage or loan
Direct Deposit Available
Overdraft protection May be linked to your checking account to cover overdrafts