Small Business Loans

Common Sense Business Lending

Growing businesses have big plans, most always accompanied by big needs. If you’re a business owner, talk to us about the many products and services we can offer you. Our lending team is made up of highly qualified lending professionals who know your community and what you need to be successful. It’s common sense lending taken to the next level.

Business friendly, the way banking should be.

Being local gives us a distinct advantage. It puts us in a better position to listen to you and create a customized program that meets your needs. Small business or large, we are lending.

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Construction Mortgages

  • Commercial real estate development
  • Subdivision lending and spec loans
  • Pre-sold construction lines of credit
  • Quick turnaround on in-house inspection disbursements

Commercial Mortgages

  • Up to 20-year term and amortization
  • Up to 90% financing on owner-occupied properties (with SBA guaranteed loan)
  • Local decisions
  • Flexible underwriting

Working Capital Line of Credit

Business Line of Credit

  • Flexible financing
  • Repay and reuse your line of credit as needed
  • Quick approval decisions

Investment Real Estate Lending (Non-owner-occupied)

Equipment Lending

Land Loans

Letters of Credit

SBA Loans

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