Business Checking

You’ve been waiting for a responsive community bank to come along that will simplify your life so you can focus on your business. A business checking account from bankHometown is a surefire way to run your business with fewer worries and fee-free simplicity!

  • Free first order of basic business checks
  • Manage your account online
  • Easily make monthly loan payments online
  • Fee-free VISA® debit card with 24-access to your funds at all SUM locations (other banks may charge for using their ATM)
  • Choose between free electronic or mailed monthly statements with check images
  • May be combined with statement savings account for one convenient monthly statement

Basic Business Checking

Available to all business types with no monthly service charges, this account gives you access to convenient banking benefits and services.
Opening Deposit $100.00
Monthly Maintenance Fee None
Business Online & Mobile banking with Bill Pay Transfer funds to and from accounts at other financial institutions, pay bills, deposit checks electronically, collect payments from customers and much more
VISA® Debit Card Business Debit Card for purchases and cash on the go
EDI Reporting Electronic Data Interchange (EDI) reporting can help reduce the time and costs for filing and reporting payments.
ACH & Wire Transfers Pay your vendors electronically and transfer funds anywhere quickly and easily
Direct deposit Available on request. Convenient, safe and reliable. Immediate access to your funds.
Overdraft protection Overdraft protection
Toll-Free Telephone Banking 888.826.1120 Available 24 hours. Check balances, transfer funds and loan payments

Premier Business Checking

This checking is in your business’ best interest. Earn tiered interest rates based on your balance each month.
Opening Deposit $100.00
Monthly Maintenance Fee None
Interest rate Tiered Rate. Monthly compounding.
Minimum balance to earn interest $0.01
Positive Pay Fraud protection that systematically compares checks presented for payment to your issued-check files to detect serial numbers and dollar amounts that don’t match
Business Online & Mobile banking with Bill Pay Transfer funds to and from accounts at other financial institutions, pay bills, deposit checks electronically, collect payments from customers and much more
VISA® Debit Card Business Debit Card for purchases and cash on the go
EDI Reporting Electronic Data Interchange (EDI) reporting can help reduce the time and costs for filing and reporting payments.
ACH & Wire Transfers Pay your vendors electronically and transfer funds anywhere quickly and easily
Direct deposit Available on request. Convenient, safe and reliable. Immediate access to your funds.
Overdraft protection Overdraft protection
Toll-Free Telephone Banking 888.826.1120 Available 24 hours. Check balances, transfer funds and loan payments

IOLTA Checking

This account is designed to keep Attorney/Client money separate from a regular business account.
Opening Deposit $100.00
Monthly Maintenance Fee* $6.00
Minimum balance to avoid Maintenance Fee None
Interest rate Monthly compounding.
Minimum balance to earn interest $0.01
Positive Pay Fraud protection that systematically compares checks presented for payment to your issued-check files to detect serial numbers and dollar amounts that don’t match
Business Online & Mobile banking with Bill Pay Transfer funds to and from accounts at other financial institutions, pay bills, deposit checks electronically, collect payments from customers and much more
VISA® Debit Card Business Debit Card for purchases and cash on the go
EDI Reporting Electronic Data Interchange (EDI) reporting can help reduce the time and costs for filing and reporting payments.
ACH & Wire Transfers Pay your vendors electronically and transfer funds anywhere quickly and easily
Direct deposit Available on request. Convenient, safe and reliable. Immediate access to your funds.
Overdraft protection Overdraft protection
Toll-Free Telephone Banking 888.826.1120 Available 24 hours. Check balances, transfer funds and loan payments

*$6.00 a month or interest earned whichever is less. Interest rate based on the highest tier of the Business Money Market.