Online Banking


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Frequently Asked Questions

Hometown e-Pay


Disclosure Statement

MasterCard SecureCode FAQ


Welcome to Hometown On-Line -- Safe, Secure and Smart

Hometown On-Line is our internet banking system, and it is available free of charge to any of our Totally-Free Checking Account customers who request it. You may access the following types of accounts through Hometown Online.:

  • Checking
  • Savings
  • Loan
  • CD's/Investment
  • e-Statements
  • Hometown e-Pay Online Bill-Pay Program

With Hometown On-Line, you can manage your personal or small business accounts from your home or office on your personal computer. You can use Hometown On-Line to:

  • View account balances and review transaction history.
  • Transfer money between accounts. (As noted in the applicable account Deposit Agreement and Disclosure Statement).
  • Pay bills to any merchant, institution, or individual
  • Communicate directly with Hometown Bank, A Cooperative Bank through E-mail.

All transactions and balance updates are performed once per day. So any transactions you perform today that change your balance (i.e. deposits, ATM withdrawals), will be reflected the following business day.

Bill payments are processed exactly as if you had processed the payment yourself. If the payment is made by an online check, the funds will be taken out of your account when your payee deposits the check and the item clears the Bank. If the payment is made electronically, the funds are withdrawn the date the transaction is processed.

Your online account information is available through access methods which have been rigorously tested for their secure access. The information is not public. Only you can access it using your Sign-On ID and Pass Code.

Your access and use of our online banking system is validated and protected by Veri-Sign, using Secure Socket Layer(SSL) and all communication to and from this system is encrypted for your security.